Guaranteed Asset Protection (GAP)


Guaranteed Asset Protection (GAP) Advantage with PowerBuy Overview

Did you know that if your new vehicle is totaled, or stolen and not recovered, your insurance may not pay off the total amount owed? In most cases, your insurance will fall short of covering the full balance of your auto loan at the time of loss, leaving a substantial amount of the loan balance for you to cover. GAP Advantage with PowerBuy™ may pay up to the remaining balance of your auto loan after an insurance payout and provide you with additional funds to finance your next vehicle with us.

You need more than insurance to protect your investment

  • In fact, if the average new car buyer has their vehicle declared a total loss because it was stolen and not recovered, or damaged beyond repair, they could still owe thousands of dollars after the insurance settlement.

Protect your investment with GAP Advantage with PowerBuy*

The purchase of GAP is optional. Whether or not you purchase GAP will not affect your application for credit or the terms of any existing credit agreement you have with our institution.

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*Vehicle must be financed at your financial institution to be eligible for the purchase of GAP.