Fix It Up with Heritage

Products

•  Visa Credit Card

  For smaller projects, like new kitchen appliances, consider using our 0% intro APR* Visa Credit Card.  Use it to pay for Home Improvements and pay them off over a few months without high interest rates.

  Apply for a Visa Credit Card Now

• Home Improvement Loan

  For large projects, like replacing the old windows in your home, a Home Improvement Loan may be your best option. Borrow up to $25,000 to finance your home improvement project with no equity or collateral required.  Get a low, fixed-rate with a set payment schedule that helps you stay on budget.

  Apply for a Home Improvement Loan

• Home Equity 

  For even larger projects, like maybe a room addition, our Home Equity Loan allows you to unlock the value of your home by using the equity you’ve built up as collateral.  Borrow a fixed amount and receive the money in one lump sum.  Or, with our Home Equity Line of Credit or HELOC, borrow against the available equity in your home as you need it.

  Apply for a Home Equity Loan

• Renovation Loan

  Looking to finance a large project that will add equity to your home? Maybe you’re looking at a new home purchase, but the property needs a little “TLC”?  Then our Renovation Loan could be the answer.  You can finance up to 95% of the completed value of the home and it can be used for either a home purchase or the renovation of your current home.

  Apply for a Renovation Loan