SECURITY WARNING: How to Spot a Skimmer


We urge our members to remain vigilant these days when using your credit or debit card while shopping or traveling, especially when using self-checkout lanes, gas pumps and ATMs. Unfortunately, criminals are beginning to overlay skimmers on card readers that are designed to look identical and attach to the face plate of a card terminal, and may include a key pad to capture the user’s PIN. Overlay skimmers can also be attached to card slots. These devices can give identity thieves access to your bank account.
 
How can you protect yourself?
When using self-checkout lanes, make sure that the card reader doesn’t have a skimmer attached to the face plate. Feel around the card scanner to ensure an overlay isn’t attached to the device. When at an ATM or gas pump, give the card slot a slight tug to ensure there is not an overly skimmer attached. (This will only take a moment, and you will not damage the device!) Also, where available, make sure to use your EMV chip card by inserting it at the bottom of the card reader instead of swiping the magnetic strip.
 
Click Here to learn more about how to spot a skimmer by watching this video from CBS News.
 

Examples of Skimmers:

atm skimmer
 
 
 
 
 
 
 
 
 
 
 
 
An overlay skimmer designed to fit over the card slot of an ATM. Image: NBC Washington

 
A skimmer made to be fitted to an Ingenico credit card terminal of the kind used at Walmart stores across the country. Image: Hold Security.
 
A skimmer made to be fitted to an Ingenico credit card terminal
of the kind used at Walmart stores across the county. Image: Hold Security