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Visa Credit Cards

Heritage Federal Credit Union offers a Visa card that's simply hard to beat. You can save yourself hundreds of dollars in interest and fees when you switch your balance from higher interest cards to a Heritage Federal Credit Union Visa. Plus, now we have great Heritage Choice Rewards every time you spend money with your Heritage Federal Credit Union Visa.

Point2Point

Heritage Choice Rewards with Your Visa

When you have a Heritage Federal Credit Union Visa Card, you earn points and rewards when you use your card for qualified purchases.

Earn one rewards point for every dollar of qualified purchases on your Heritage Federal Credit Union Visa.

Redeem points for fun stuff like downloadable music, merchandise, gift cards, non-restrictive travel and cash back.

Combine Visa and Heritage Federal Credit Union debit card points for even greater rewards.

When you have a Visa card, you're automatically enrolled in Heritage Choice Rewards.

Login or learn more at
Heritage Choice Rewards

Visa Platinum

-As low as 7.99% APR
-Pay No Annual Fee
-Enjoy 25-day grace period on purchases.
-Count on local member service
-Receive Automatic Auto Rental Insurance when you pay with your Heritage Federal Credit Union Visa.
- For assistance during business hours call
1-800-858-1693.
-After hours assistance for Consumer cards
call 1-855-887-3938 and for Business cards call
1-855-898-7297.
-Credit Limits from $5,000 to $25,000

Visa Classic

- As low as 14.4% APR
- Pay No Annual Fee
- Enjoy 25-day grace period on purchases.
- Count on local member service
- Receive Automatic Auto Rental Insurance when you pay with your Heritage Federal Credit Union Visa.
- For assistance during business hours call
1-800-858-1693.
-After hours assistance for Consumer cards
call 1-855-887-3938 and for Business cards call
1-855-898-7297.
- Credit Limits from $500 to $10,000

For more information about bringing your balances home to Heritage Federal Credit Union, call us at 253-MYCU(6928) or visit any Heritage Federal Credit Union office. To apply for your Heritage Federal Credit Union Visa right now, just use our handy online application.

Visa Gift Cards

Heritage Federal Credit Union is now offering Instant Issue Visa Gift Cards for members and non-members. These Visa Gift Cards make the perfect gift for weddings, graduations, birthdays, sales incentive programs and for really any special occasion. Special (i.e. seasonal cards) may be available and offered on a limited basis throughout the year. Visa Gift Cards can be purchased at any of the credit union's branches and are available for members and non-members.

- Gift Cards can be purchased at any of our branch locations by members and non-members.

- We offer, in-stock designs

- Other designs are available as a special order from the credit union (see financial services consultant for details and designs)

- These are non-re loadable Visa Gift Cards

- Visa Gift Cards are available in amounts ranging from $10 - $1,000 per card

- A per card fee is accessed at the time of purchase and is $2.25 per card for non-members and $1.75 for members

- The Visa Gift Card and fee must be paid in form of cash for non-members and either cash or transfer from another credit union account for members.

- For balance inquires and additional information about the Visa Gift Card purchased you may contact Visa Card Customer Service at
800-827-6227 or
www.myprepaidbalance.com

Falcon

Falcon is a program built to protect you from credit and debit card fraud by detecting activity outside of your normal spending patterns. Read these FAQ for more information about Falcon and how it works.

Visa Fraudulent Transaction Dispute Form

Verified by Visa

Members with a Heritage Federal Credit Union Visa or Express Check Card are automatically enrolled.

Verified by Visa lets you add an additional level of password protection to online transactions with participating merchants. Simply activate your card for this service in one of two ways:

  1. www.visa.com/verified
  2. Or, sign up while you’re shopping online

Just look for the Verified by Visa symbol and follow these steps:

  1. Use your Visa card to make purchases
  2. Enter your Account Information
  3. Create you password
  4. Complete the checkout as usual

Note:  If you have previously activated Verified By Visa, you will be required to re-register your Visa Card

For more information about Verified by Visa, visit www.visa.com/verified

Visa Disclosure


 

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812-253-MYCU(6928) 1-800-858-1693
©2014 Heritage Federal Credit Union, All Rights Reserved.
Serving Vanderburgh and Warrick County - Evansville, Newburgh and Boonville.


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We recommend you review the privacy statement and other terms and disclosures of the third party sites.

Your savings federally insured to at least $250,000 and
backed by the full faith and credit of the United States Government
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This Credit Union is Federally-Insured by the National Credit Union Administration
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