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Instant Issue Visa Credit Cards

Heritage Federal Credit Union now offers four new instant issue Visa credit cards. Instant issue will allow members to receive their activated Visa card the same day it's approved. All new Visa Credit Card accounts will have an introductory rate of 0% Annual Percentage Rate (APR) on purchases and balance transfers for the first 12 billing cycles.* 

 MyPreferred Visa - As low as 6.75% APR*
MyPreferred

A variety of card images to choose

MyPreferred Plus Visa - As low as 8.25% APR*
Earn Reward Points on all your purchases
MyPreferred Plus
A variety of card images to choose

Features on MyPreferred cards:
Pay No Annual Fee
25-day grace period on purchases
Local member service
Credit Limits from $5,000 to $25,000

Apply Online


MyChoice Visa - As low as 13.25% APR*
MyChoice
A variety of card images to choose

MyChoice Plus Visa- As low as 14.25% APR*
Earn Reward Points on all your purchases
MyChoice Plus
A variety of card images to choose

Features on MyChoice cards:

Pay No Annual Fee
25-day grace period on purchases
Local member service
Credit Limits from $500 to $25,000

Apply Online

*All new Visa Credit Card will have an introductory rate of 0% APR on purchases and 0% APR on balance transfers for the first 12 billing cycles. Variable rate credit cards will use Wall Street Journal prime as the index, plus a margin to determine the final rate.  Rates can adjust monthly based on the rate as published in the Money Rates Section of the Wall Street Journal in effect on the last day of each calendar month. For balance transfers, there is no balance transfer fee. 

 


Card Image Selections
Choose Your Card

For assistance during business hours call 1-800-858-1693. After hours assistance for Consumer cards call 1-855-887-3938 and for Business cards call 1-855-898-7297.


For more information about bringing your balances home to Heritage Federal Credit Union, call us at 253-MYCU(6928) or visit any Heritage Federal Credit Union office. To apply for your Heritage Federal Credit Union Visa right now, just use our online application.

 

Heritage Choice

Heritage Choice Rewards with Your Visa

When you have a qualified Heritage Federal Credit Union Visa Card (Classic, Platinum, MyPreferred Plus, MyChoice Plus, MyMoney Card), you earn points and rewards when you use your card for qualified purchases.

Earn one rewards point for every dollar of qualified purchases on your qualified Heritage Federal Credit Union Visa.

Redeem points for fun stuff like downloadable music, merchandise, gift cards, non-restrictive travel and cash back.

Combine Visa and Heritage Federal Credit Union debit card points for even greater rewards.

When you have a qualified Visa card, you're automatically enrolled in Heritage Choice Rewards.

Login or learn more at
Heritage Choice Rewards



Visa Gift Cards

Heritage Federal Credit Union offers Visa Gift Cards for members. These Visa Gift Cards make the perfect gift for weddings, graduations, birthdays, sales incentive programs and for really any special occasion. Special cards (i.e. seasonal cards) may be available and offered on a limited basis throughout the year. Visa Gift Cards can be purchased at any of our 7 branch locations and are available for members.

Gift Cards can be purchased at any of our branch locations by members.

We offer, in-stock designs.

These are non-re loadable Visa Gift Cards.

Visa Gift Cards are available in amounts ranging from $10 - $1,000 per card.

A per card fee is accessed at the time of purchase and is $1.75 for members.

The Visa Gift Card and fee must be paid in the form of either cash or transfer from another credit union account.

Please contact the branch in advance for large gift card orders.

For balance inquires and additional information about the Visa Gift Card purchased you may contact Visa Card Customer Service at 800-827-6227 or www.myprepaidbalance.com



Falcon


Falcon is a program built to protect you from credit and debit card fraud by detecting activity outside of your normal spending patterns. Read these FAQ for more information about Falcon and how it works.

Visa Fraudulent Transaction Dispute Form


Verified by Visa

Members with a Heritage Federal Credit Union MyMoney Card are automatically enrolled.

Verified by Visa lets you add an additional level of password protection to online transactions with participating merchants. Simply activate your card for this service in one of two ways:

  1. www.visa.com/verified
  2. Or, sign up while you’re shopping online

For more information about Verified by Visa, visit www.visa.com/verified

Visa Disclosure

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812-253-MYCU(6928) 1-800-858-1693
©2014 Heritage Federal Credit Union, All Rights Reserved.
Serving Vanderburgh and Warrick County - Evansville, Newburgh and Boonville.


For your convenience, Heritage Federal Credit Union offers various links to third-party sites.
These sites are not owned, operated or maintained by Heritage Federal Credit Union.
We do not endorse nor are we responsible for the products or services they promote.
In addition, third parties are not covered by Heritage Federal Credit Union's privacy policy.
We recommend you review the privacy statement and other terms and disclosures of the third party sites.

Your savings federally insured to at least $250,000 and
backed by the full faith and credit of the United States Government
NCUA
This Credit Union is Federally-Insured by the National Credit Union Administration
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