Found the Right Car, but Got the Wrong Loan?
You Need to Flip It to Heritage!

Feel Like You’re Paying Too Much for Your Current Loan or that You’re Not Getting the Personal Service You Deserve?  Then You Need to Flip Your Loan Over to Heritage and Get 1% Cash Back!*

Bring an existing loan from another financial institution over to us, and you will get up to 1% Cash Back of the loan amount.*  Plus, you can get a great low rate… which means you can save money AND get cash… all with the same loan from Heritage Federal Credit Union!

Use the extra cash to spend on that dream vacation you’ve been planning all winter, a new toy, (or for whatever your needs are).  Plus, get a great rate and local service too!

This Special Summer Promotion is a Limited Time Offer and Expires August 31, 2017… so Hurry in Today to Get Your 1% Cash Back!*

Yes! I Want to Flip My Loan!

(Choose Vehicle Type (New or Used Auto/Other/Boat/Motorcycle/RV) in the -Select Loan Type- Pull Down Menu)

*Offer valid June 1, 2017 – August 31, 2017. Eligible loans are consumer fixed rate installment excluding real estate secured, shared secured and signature loans.  Loans must be refinanced from other financial institutions or a new purchase.  All loans are subject to credit approval.  Cash will be paid into member’s primary share account after the first regular monthly payment has posted and the title listing Heritage Federal Credit Union as lienholder has been received.  If the title listing Heritage Federal Credit Union as lienholder is not received within 120-days, or if the loan is delinquent, the member is no longer eligible for the cash incentive.  Minimum loan amount is $5,000.00 and maximum loan amount is $75,000.00.  The cash payout is based on one percent (1%) of the loan amount, with a maximum payout of $750.00.  Some restrictions apply.  Rates, terms and conditions are subject to change without notice.  The credit union may issue a 1099 MISC.

**Only Heritage Federal Credit Union credit cards with the Rewards feature are eligible to earn Triple Rewards Points for this promotion (MyChoice+plus, MyPreferred+plus, Classic, and Platinum).  Triple Rewards Points are for qualified Gas and Car Wash purchases.  Triple Rewards Points will be earned at eligible merchants and the associated merchant category codes MCC7542 for Car Wash and MCC5542 for Pay at the Pump gas purchases.  Purchases made at a merchant that does not process transactions under these codes will not qualify and you will not receive the Triple Rewards Points.  Transactions must post by midnight August 31, 2017.  Purchases must be signature-based transactions to receive Triple Rewards Bonus Points.  Transactions using Personal Identification Numbers (PIN-based transactions) do not qualify to earn Triple Rewards Bonus Points.  Your credit card account must be open and in good standing to earn Rewards.  Some restrictions apply.  Rates, terms, and conditions subject to change without notice.