Welcome ESB Customers!

Earlier this year, Heritage Federal Credit Union ("HFCU"), a federally chartered credit union, headquartered in Newburgh, Indiana, entered into an agreement to purchase the banking operations of The Elberfeld State Bank ("ESB"). The purchase is expected to be effective on or before February 28, 2021, pending receipt of final regulatory approval. We, at HFCU, are pleased to extend an early welcome to ESB customers as new members of HFCU following completion of the transaction. HFCU is committed to providing it's members with exceptional service, great rates, low or no fees, and local service.

Read Our Full Welcome Letter

Frequently Asked Questions

Membership Opt-In Agreement

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