The N. Green River, Haubstadt, and Elberfeld branches will be temporarily CLOSED for scheduled maintenance beginning at 12 noon on Friday, May 28th, through Monday, May 31st (Memorial Day).

They will resume normal business hours on Tuesday, June 1st

lock  ESB Online Banking 


New User

Login to the ESB Legacy system for online and mobile banking using the same credentials that you have always used. This online banking portal and the ESB mobile app will continue to be available to you until the conversion in late May. Additional information will be sent to you closer to that date. 

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Welcome to Heritage Federal Credit Union

We are pleased to welcome ESB customers as new members! HFCU is committed to providing its members with exceptional service, great rates, low or no fees, and local service.

All ESB locations will remain open and will become HFCU branches to continue serving you during normal business hours. The employees you know from ESB will continue to serve you as employees of HFCU. 

Through the transition process beginning April 1, 2021 and ending May 28, 2021, all ESB account transactions can only take place at the North Green River, Haubstadt, or Elberfeld locations. Beginning April 1, 2021, all ESB locations will be able to process HFCU account transactions. 

View the Welcome Guide 

Products and Services

We will continue to offer similar products and services as ESB and, as a larger institution, HFCU will be able to make some of these products and services availble to you on a larger scale. In addition, HFCU will provide the following new products and services, among others:

Opt-In Information

If you haven't done so yet, there's still time to opt-in! The form linked below can be printed, signed, and submitted. 

Membership Opt-In Agreement


Make a deposit, check your balance or get cash almost anywhere, and with no fees. With full-service ATMs at each of our locations and, more than 5,000 Alliance One Network machines, members never have to ask, “Is there an ATM near me?” 

Search Alliance One ATM Locations 

Shared Branching Network

Heritage Federal Credit Union participates in the Shared Branching Network. Meaning you have access to more than 5,000 shared branches nationwide. 

Search the Shared Branching Network 

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