Price Protection


Price Protection can help you save money. If a member makes a purchase with a qualifying HFCU VISA® card (see below), and then locates a printed advertisement for the identical item at a lower cost within 60 days of the original purchase price, Price Protection can refund the difference between the original purchase price and the advertised lower price up to $500 per item and up to $2,500 a year per cardholder.

*Qualifying Heritage Federal Visa cards include our MyChoice, MyChoice+plus, MyPreferred, MyPreferred+plus, and our HELOC Visa cards. Members using these qualifying cards have no additional paperwork to fill out to enroll. They’re already enrolled in this coverage at no additional cost and are ready to save money.

*See complete program details.

How do I file a Price Protection claim?

Call the Benefit Administrator at 1-800-553-7520, or call collect outside the U.S. at 303-967-1096 within ten (10) days of the printed Advertisement showing your product at the lower price. You will receive a claim form with instructions on how to file your claim. Follow the instructions and return the completed claim form along with:

Card Benefit Services
P.O. Box 2894
Great Falls, MT 59403

What is not covered?
Price Protection does not cover the following:

Additional terms, conditions and exclusions apply. Please refer to your Guide to Benefits for further details.