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Our Share Certificates have terms and rate options to match your goals. If you’re looking for a more long-term investment with tax advantages, our traditional and ROTH IRAs are available with competitive terms.
Earn competitive rates and enjoy a wide variety of terms.
Save for retirement with one of our tax-favored IRAs.*
Take advantage of raised income limits on tax-deductible contributions and defer taxes on earnings until withdrawal. There are no penalties for qualified distributions for a first-time home purchase and higher-education expenses.
Contribute your after-tax dollars, and withdraw them tax and penalty free at any time.
Save to Win is a special 1-year certificate at HFCU that helps you build your savings while also giving you chances to win $5,000 quarterly prizes and monthly cash prizes!
*Your tax advisor can offer more guidance on which type of IRA may be best for your needs. We are always here to answer your questions and assist with opening an IRA. IRA accounts are now insured up to $250,000 by the NCUA.