Home Equity & Improvement Rates
Current Prime Rate is 3.25% effective 03/16/2020 as published in the Wall Street Journal
Fixed Rate Home Equity* (Up to 80% loan to value)
Fixed Rate Home Equity* (Up to 80% loan to value)
Effective Date: Friday, October 15th, 2021
| Term In Months (Up To) | Annual Percentage Rate (As Low As) | Estimated Monthly Payments Per $1,000 Borrowed** |
|---|---|---|
| 60 | 4.09% | $18.46 |
| 120 | 4.59% | $10.41 |
| 180 | 5.34% | $8.09 |
Fixed Rate Home Equity* (Up to 80.01% to 90% loan to value)
Fixed Rate Home Equity* (Up to 80.01% to 90% loan to value)
Effective Date: Friday, October 15th, 2021
| Term In Months (Up To) | Annual Percentage Rate (As Low As) | Estimated Monthly Payments Per $1,000 Borrowed** |
|---|---|---|
| 60 | 5.09% | $18.91 |
| 120 | 5.59% | $10.90 |
Home Equity Advantage* (Up to 80.01% to 90% loan to value)
Home Equity Advantage* (Up to 80.01% to 90% loan to value)
Effective Date: Friday, October 15th, 2021
HE Advantage will allow up to $15,000 for Condominiums.
| Term In Months | Annual Percentage Rate (As Low As) | Estimated Monthly Payments Per $1,000 Borrowed** |
|---|---|---|
| 121 to 180 | 6.34% | $8.62 |
Home Equity Advantage* (Up to 90.01% to 100% loan to value)
Home Equity Advantage* (Up to 90.01% to 100% loan to value)
Effective Date: Friday, October 15th, 2021
HE Advantage will allow up to $15,000 for Condominiums.
| Term In Months (Up To) | Annual Percentage Rate (As Low As) | Estimated Monthly Payments Per $1,000 Borrowed** |
|---|---|---|
| 60 | 5.59% | $19.14 |
| 120 | 6.34% | $11.27 |
| 180 | 6.59% | $8.76 |
Simpli-Easy Refi*
Simpli-Easy Refi*
Effective Date: Friday, October 15th, 2021
| Term In Months (Up To) | Annual Percentage Rate (As Low As) | Estimated Monthly Payments Per $1,000 Borrowed** |
|---|---|---|
| First Mortgage Refi Only - $249 closing cost - Maximum LTV 80% Cash Out Option | ||
| 84 | 2.750% | $13.10 |
| 180 | 3.250% | $7.03 |
Bridge Loans* (Up to 80% loan to value)
Bridge Loans* (Up to 80% loan to value)
Effective Date: Friday, October 15th, 2021
| Term In Months (Up To) | Annual Percentage Rate (As Low As) | Estimated Monthly Payments Per $1,000 Borrowed** |
|---|---|---|
| 12 | 4.29% | $18.55 |
Equal Housing Lender
*Certain restrictions apply
**Estimated monthly payment reflects minimum available APR and maximum available term.