Home Equity & Improvement Rates

Current Prime Rate is 3.25% effective 03/16/2020 as published in the Wall Street Journal

Fixed Rate Home Equity* (Up to 80% loan to value)

Fixed Rate Home Equity* (Up to 80% loan to value)
Effective Date: Friday, October 15th, 2021
Term In Months (Up To)Annual Percentage Rate (As Low As)Estimated Monthly Payments Per $1,000 Borrowed**
60 4.09% $18.46
120 4.59% $10.41
180 5.34% $8.09

Fixed Rate Home Equity* (Up to 80.01% to 90% loan to value)

Fixed Rate Home Equity* (Up to 80.01% to 90% loan to value)
Effective Date: Friday, October 15th, 2021
Term In Months (Up To)Annual Percentage Rate (As Low As)Estimated Monthly Payments Per $1,000 Borrowed**
60 5.09% $18.91
120 5.59% $10.90

Home Equity Advantage* (Up to 80.01% to 90% loan to value)

Home Equity Advantage* (Up to 80.01% to 90% loan to value)
Effective Date: Friday, October 15th, 2021
HE Advantage will allow up to $15,000 for Condominiums.
Term In MonthsAnnual Percentage Rate (As Low As)Estimated Monthly Payments Per $1,000 Borrowed**
121 to 180 6.34% $8.62

Home Equity Advantage* (Up to 90.01% to 100% loan to value)

Home Equity Advantage* (Up to 90.01% to 100% loan to value)
Effective Date: Friday, October 15th, 2021
HE Advantage will allow up to $15,000 for Condominiums.
Term In Months (Up To)Annual Percentage Rate (As Low As)Estimated Monthly Payments Per $1,000 Borrowed**
60 5.59% $19.14
120 6.34% $11.27
180 6.59% $8.76

Simpli-Easy Refi*

Simpli-Easy Refi*
Effective Date: Friday, October 15th, 2021
Term In Months (Up To)Annual Percentage Rate (As Low As)Estimated Monthly Payments Per $1,000 Borrowed**
First Mortgage Refi Only -  $249 closing cost - Maximum LTV 80% Cash Out Option
84 2.750% $13.10
180 3.250% $7.03

Bridge Loans* (Up to 80% loan to value)

Bridge Loans* (Up to 80% loan to value)
Effective Date: Friday, October 15th, 2021
Term In Months (Up To)Annual Percentage Rate (As Low As)Estimated Monthly Payments Per $1,000 Borrowed**
12 4.29% $18.55

Equal Housing Lender

*Certain restrictions apply

**Estimated monthly payment reflects minimum available APR and maximum available term.

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