Home Equity & Improvement Rates

 

Fixed Rate Home Equity & Bridge Loans* (Up to 80% loan to value)
Effective Date: Tuesday, March 26th, 2019
Term In Months (Up To)Annual Percentage Rate (As Low As)Estimated Monthly Payments Per $1,000 Borrowed**
60 4.99% $18.87
120 5.49% $10.85
180 6.24% $8.57

Fixed Rate Home Equity* (Up to 80.01% to 90% loan to value)
Effective Date: Tuesday, March 26th, 2019
Term In Months (Up To)Annual Percentage Rate (As Low As)Estimated Monthly Payments Per $1,000 Borrowed**
60 5.99% $19.33
120 6.49% $11.35

Home Equity Advantage* (Up to 80.01% to 90% loan to value)
Effective Date: Tuesday, March 26th, 2019
HE Advantage will allow up to $15,000 for Condominiums.
Term In MonthsAnnual Percentage Rate (As Low As)Estimated Monthly Payments Per $1,000 Borrowed**
121 to 180 7.24% $9.12

Home Equity Advantage* (Up to 90.01% to 100% loan to value)
Effective Date: Tuesday, March 26th, 2019
HE Advantage will allow up to $15,000 for Condominiums.
Term In Months (Up To)Annual Percentage Rate (As Low As)Estimated Monthly Payments Per $1,000 Borrowed**
60 6.49% $19.56
120 7.24% $11.73
180 7.49% $9.26

Home Improvement Loan*
Loan Amount (Up To)Term In Months (Up To)Annual Percentage Rate (As Low As)Estimated Monthly Payments Per $1,000 Borrowed**
Loans over $15,000 or greater than 60 months fall under the Home Improvement Advantage program.
$25,000* 60 7.74% $20.15
  84 8.74% $15.96
  120 9.24% $12.80
  180 9.74% $10.59

Simpli-Easy Refi
Term In Months (Up To)Annual Percentage Rate (As Low As)Estimated Monthly Payments Per $1,000 Borrowed**
First Mortgage Refi Only -  $199 closing cost - Maximum LTV 80% No Cash Out - Maximum LTV 70%
84 4.74% $14.01
180 5.00% $7.91

Variable Rate Home Equity Line of Credit (HELOC)*
NotesTerm
$150 closing cost waived on advances of $10,000 or greater. Available Up To 90% LTV

Call for Rates

Rates starting as low as Prime Rate -.25% with a Maximum APR which will not exceed 18.00% and rate floor of 3.25%

Call us concerning any applicable home equity fees or closing costs.
Any HELOC rate changes will occur on the first of each month.
These plans will have a variable rate feature.  The Annual Percentage Rate (corresponding to the periodic rate) can change as a result.

Equal Housing Lender

*Certain restrictions apply

**Estimated monthly payment reflects minimum available APR and maximum available term.

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