Home Equity & Improvement Rates
Fixed Rate Home Equity* (Up to 80% loan to value)
Effective Date: Monday, May 20th, 2019
| Term In Months (Up To) | Annual Percentage Rate (As Low As) | Estimated Monthly Payments Per $1,000 Borrowed** |
|---|---|---|
| 60 | 4.99% | $18.87 |
| 120 | 5.49% | $10.85 |
| 180 | 6.24% | $8.57 |
Fixed Rate Home Equity* (Up to 80.01% to 90% loan to value)
Effective Date: Monday, May 20th, 2019
| Term In Months (Up To) | Annual Percentage Rate (As Low As) | Estimated Monthly Payments Per $1,000 Borrowed** |
|---|---|---|
| 60 | 5.99% | $19.33 |
| 120 | 6.49% | $11.35 |
Home Equity Advantage* (Up to 80.01% to 90% loan to value)
Effective Date: Monday, May 20th, 2019
HE Advantage will allow up to $15,000 for Condominiums.
| Term In Months | Annual Percentage Rate (As Low As) | Estimated Monthly Payments Per $1,000 Borrowed** |
|---|---|---|
| 121 to 180 | 7.24% | $9.12 |
Home Equity Advantage* (Up to 90.01% to 100% loan to value)
Effective Date: Monday, May 20th, 2019
HE Advantage will allow up to $15,000 for Condominiums.
| Term In Months (Up To) | Annual Percentage Rate (As Low As) | Estimated Monthly Payments Per $1,000 Borrowed** |
|---|---|---|
| 60 | 6.49% | $19.56 |
| 120 | 7.24% | $11.73 |
| 180 | 7.49% | $9.26 |
Home Improvement Loan*
| Loan Amount (Up To) | Term In Months (Up To) | Annual Percentage Rate (As Low As) | Estimated Monthly Payments Per $1,000 Borrowed** |
|---|---|---|---|
| Loans over $15,000 or greater than 60 months fall under the Home Improvement Advantage program. | |||
| $25,000* | 60 | 7.74% | $20.15 |
| 84 | 8.74% | $15.96 | |
| 120 | 9.24% | $12.80 | |
| 180 | 9.74% | $10.59 | |
Simpli-Easy Refi
| Term In Months (Up To) | Annual Percentage Rate (As Low As) | Estimated Monthly Payments Per $1,000 Borrowed** |
|---|---|---|
| First Mortgage Refi Only - $199 closing cost - Maximum LTV 80% No Cash Out - Maximum LTV 70% | ||
| 84 | 4.74% | $14.01 |
| 180 | 5.00% | $7.91 |
Variable Rate Home Equity Line of Credit (HELOC)*
| Notes | Term |
|---|---|
| $150 closing cost waived on advances of $10,000 or greater. | Available Up To 90% LTV |
Call for Rates Rates starting as low as Prime Rate -.25% with a Maximum APR which will not exceed 18.00% and rate floor of 3.00% | |
| Call us concerning any applicable home equity fees or closing costs. | |
| Any HELOC rate changes will occur on the first of each month. | |
| These plans will have a variable rate feature. The Annual Percentage Rate (corresponding to the periodic rate) can change as a result. | |
Bridge Loans* (Up to 80% loan to value)
Effective Date: Monday, May 20th, 2019
| Term In Months (Up To) | Annual Percentage Rate (As Low As) | Estimated Monthly Payments Per $1,000 Borrowed** |
|---|---|---|
| 12 | 4.99% | $18.87 |
Equal Housing Lender
*Certain restrictions apply
**Estimated monthly payment reflects minimum available APR and maximum available term.