Credit Card Loan Rates

Current Prime Rate is 3.25% effective 03/16/2020 as published in the Wall Street Journal

Credit Card Loan Rates
Effective Date: Wednesday, September 30th, 2020
Card TypeGrace Period for PurchaseAnnual Percentage Rate (APR)*
My Preferred Visa Revolving (25-day grace period) 6.75% APR
My Preferred Plus Visa Revolving (25-day grace period) 8.25% APR
My Choice Visa Revolving (25-day grace period) 13.25% APR
My Choice Plus Visa Revolving (25-day grace period) 14.75% APR
*APR = Annual Percentage Rate. Information is accurate as of 05/04/2020. Balance transfers may be subject to a fee up to 4.00% of the amount transferred with a minimum of $10, a cash advance fee up to 2.00% of the advance amount with a minimum of $10, on each foreign transaction, there is a fee of 1.00% of the transaction amount. The rate is variable and may change.  The variable APR is currently between 6.75% and 14.75%.   Qualification is based on an assessment of individual creditworthiness and our underwriting standards. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Call us at (812) 253-6928 or toll free at (800) 858-1693 for current cost information.

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