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Everyone has wants and needs, but not always the cash on hand to meet them. Fulfilling your wants and needs can be as easy as applying for a Home Improvement Loan. 

Home Equity Line of Credit (HELOC)

A variable rate, open end HELOC which allows you to borrow up to 90% of the appraised value. Rate is based on the loan-to-value of property and adjust with Prime Rate. Maximum line amount of $200,000. 20-year term. Payments based on 2% of monthly balance.

Simpli-Easy Refi

Save money and time with $249 closing costs*, with our Simpli-Easy Refi you can refinance your first mortgage at a low rate with terms up to 15 years.

Requirements: Exclusive to first mortgage refinances.

Subject to credit review and approval. Offer available on first lien refinances only; loan to value not to exceed 80%. Property insurance is required. Programs, rate, terms and conditions are subject to change without notice. Some restrictions apply.

Fixed Rate Home Equity Loans

Our fixed rate home equity loan is perfect for budgeting purposes. You can count on the same monthly payment for the life of the loan. A one-time processing fee of $250 is charged unless $10,000+ of new money is advanced at the closing.

Interest Only Home Equity Line of Credit (HELOC)

A variable rate, open end home equity line of credit which allows the borrower to access up to 90% of the value of their primary residence for 20-year term. Pay interest only during 10-year draw period.

 

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*Simpli-Easy $249 Closing Cost is not considered a finance charge per regulation. The items included are: Appraisal Fee; Title work; Flood; and recording fee.Equal Housing Lender

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