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Commercial Real Estate Loan Special

5-Year Fixed Rates as Low as 2.99% APR*

If you're looking to buy, refinance, or expand your business, now is a great time to take advantage of this limited time offer. (Offer ends December 31, 2020)

Our Business Banking Group can get you the right loan at a great rate to help you grow your business.

  • 5-year fixed rate
  • Minimum 150k loan
  • Must be real estate secured in 1st lien position
  • Must be new loan to HFCU, not an HFCU refinance
  • Maximum 80% LTV
  • New appraisal may be required

Business Loans

Heritage Federal Credit Union understands that businesses need money to make money. We want to help you grow and operate your business by providing a variety of business loan options. Consider these funding options with flexible terms, low fees, and low rates:

  • Commercial Real Estate Loans - for new real estate purchases or refinancing existing commercial mortgages

  • Commercial Owner Occupied Construction Real Estate Loans - we are here to help you build your dream business 
  • Rental Property - 1-4 Family Residential real estate loans for new investment property purchases or refinancing existing investment property mortgages

  • Secured Term Loans - for business equipment and vehicles

  • Unsecured Term Loans 

  • Secured and Unsecured Lines of Credit - for business cash flow need

To learn more and discuss your personalized business needs or to discuss business rates, please contact us at 812-253-6928 x 2257 or contact us.

Business Credit Cards 

We value our business partners and we know that having a reliable credit card is key to running a business. That’s why Heritage Federal Credit Union offers a Business Platinum Visa® Credit Card tailored to meet the specific needs of your business such as expenses and business travel. 

Heritage Choice Rewards

We offer a Business Platinum Rewards Visa® Credit Card that features all of the rewards options you expect. Earn points redeemable for merchandise on gift cards, cash back, travel and more. 

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*APR=Annual Percentage Rate. Loan must be originated between November 9, 2020 and December 31, 2020. Minimum $150,000 loan. Loan must be new to HFCU, not a refinance. Offer available on real estate secured in 1st lien position only; loan to value not to exceed 80%; property insurance required; new appraisal may be required; excludes property in a flood zone. Estimated monthly payment of $18.00 per $1,000 borrowed based on amortized term of 60 months. Payments are estimates and include only principal and interest. The APR is the Credit Union’s standard rate. Subject to HFCU minimum credit underwriting standards. All credit union loan programs, rates, terms, and conditions are subject to change at any time without notice. Some restrictions apply.

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