Share Rates

 

Shares (Consumers)
Effective Date: Tuesday, March 26th, 2019
NameCurrent Dividend RateAnnual Percentage YieldMinimum Balance to OpenMinimum Balance to Earn APY
Graduate Planning Account (GPA) 0.20%* 0.20% $0.00 $0.00
Individual Retirement Account (IRA) 0.30%* 0.30% $0.00 $0.00
HSA Checking Account 2.04%* 2.06% $0.00 $0.00
Future Advantage Checking 0.05%* 0.05% $0.00 $0.00
Prime Advantage Checking 0.05%* 0.05% $0.00 $0.00

Rates effective as of 1/28/19. Annual Percentage Yields accurate as of stated date and are subject to change. Fees or other conditions could reduce the earnings on these accounts. Rates may change after accounts are open.  Penalties may be imposed for early withdrawals.  For IRA share accounts, until you have reached 59 and ½ years of age, we will require that you give us at least 90 days advance written notice of your intent to withdraw funds.  GPA Account – A penalty of six months dividends, based on current dividend rates, may be imposed on any amount withdrawn before the account has been open for three years unless the funds are used for qualified educational purposes.

*Dividend period – For this account type, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend period, and for the example above is January 31.

Money Market Checking
Effective Date: Tuesday, March 26th, 2019
NameCurrent Dividend RateAnnual Percentage YieldMinimum Balance to OpenMinimum Balance to Earn APY
Money Market Checking 0.15%* 0.15% $1,000.00 $1,000.00
Money Market Checking 0.20%* 0.20% $1,000.00 $10,000.00
Money Market Checking 0.25%* 0.25% $1,000.00 $25,000.00

Rates effective as of 1/28/19. Annual Percentage Yields accurate as of stated date and are subject to change. Fees or other conditions could reduce the earnings on these accounts. Rates may change after accounts are open.  Penalties may be imposed for early withdrawals.  For IRA share accounts, until you have reached 59 and ½ years of age, we will require that you give us at least 90 days advance written notice of your intent to withdraw funds.  GPA Account – A penalty of six months dividends, based on current dividend rates, may be imposed on any amount withdrawn before the account has been open for three years unless the funds are used for qualified educational purposes.

*Dividend period – For this account type, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend period, and for the example above is January 31.

Merit Checking
Effective Date: Tuesday, March 26th, 2019
NameCurrent Dividend RateAnnual Percentage YieldMinimum Balance to OpenMinimum Balance to Earn APY
Merit Checking 0.05%* 0.05% $0.00 $500.00
Merit Checking 0.05%* 0.05% $0.00 $1,000.00

Rates effective as of 1/28/19. Annual Percentage Yields accurate as of stated date and are subject to change. Fees or other conditions could reduce the earnings on these accounts. Rates may change after accounts are open.  Penalties may be imposed for early withdrawals.  For IRA share accounts, until you have reached 59 and ½ years of age, we will require that you give us at least 90 days advance written notice of your intent to withdraw funds.  GPA Account – A penalty of six months dividends, based on current dividend rates, may be imposed on any amount withdrawn before the account has been open for three years unless the funds are used for qualified educational purposes.

*Dividend period – For this account type, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend period, and for the example above is January 31.

Primary Share1
Effective Date: Tuesday, March 26th, 2019
NameCurrent Dividend RateAnnual Percentage YieldMinimum Balance to OpenMinimum Balance to Earn APY
Primary Share 0.05%* 0.05% $5.00 $100.00
Primary Share 0.10%* 0.10% $5.00 $10,000.00
Primary Share 0.15%* 0.15% $5.00 $25,000.00

1 Member Defined General Club accounts are same as Primary Share.

Rates effective as of 1/28/19. Annual Percentage Yields accurate as of stated date and are subject to change. Fees or other conditions could reduce the earnings on these accounts. Rates may change after accounts are open.  Penalties may be imposed for early withdrawals.  For IRA share accounts, until you have reached 59 and ½ years of age, we will require that you give us at least 90 days advance written notice of your intent to withdraw funds.  GPA Account – A penalty of six months dividends, based on current dividend rates, may be imposed on any amount withdrawn before the account has been open for three years unless the funds are used for qualified educational purposes.

*Dividend period – For this account type, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend period, and for the example above is January 31.

Primary Share < 19
Effective Date: Tuesday, March 26th, 2019
NameCurrent Dividend RateAnnual Percentage YieldMinimum Balance to OpenMinimum Balance to Earn APY
Primary Share < 19 0.05%* 0.05% $5.00 $0.00
Primary Share < 19 0.10%* 0.10% $5.00 $10,000.00
Primary Share < 19 0.15%* 0.15% $5.00 $25,000.00

Rates effective as of 1/28/19. Annual Percentage Yields accurate as of stated date and are subject to change. Fees or other conditions could reduce the earnings on these accounts. Rates may change after accounts are open.  Penalties may be imposed for early withdrawals.  For IRA share accounts, until you have reached 59 and ½ years of age, we will require that you give us at least 90 days advance written notice of your intent to withdraw funds.  GPA Account – A penalty of six months dividends, based on current dividend rates, may be imposed on any amount withdrawn before the account has been open for three years unless the funds are used for qualified educational purposes.

*Dividend period – For this account type, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend period, and for the example above is January 31.

Prime Performance Savings
Effective Date: Tuesday, March 26th, 2019
NameCurrent Dividend RateAnnual Percentage YieldMinimum Balance to OpenMinimum Balance to Earn APY
Prime Performance Savings 0.10%* 0.10% $10,000.00 $0.00
Prime Performance Savings 0.15%* 0.15% $10,000.00 $10,000.00
Prime Performance Savings 0.20%* 0.20% $10,000.00 $25,000.00
Prime Performance Savings 0.30%* 0.30% $10,000.00 $50,000.00
Prime Performance Savings 0.40%* 0.40% $10,000.00 $100,000.00
Prime Performance Savings 0.50%* 0.50% $10,000.00 $250,000.00
Prime Performance Savings 0.50%* 0.50% $10,000.00 $500,000.00
Prime Performance Savings 0.50%* 0.50% $10,000.00 $750,000.00
Prime Performance Savings 0.50%* 0.50% $10,000.00 $1,000,000.00

Rates effective as of 1/28/19. Annual Percentage Yields accurate as of stated date and are subject to change. Fees or other conditions could reduce the earnings on these accounts. Rates may change after accounts are open.  Penalties may be imposed for early withdrawals.  For IRA share accounts, until you have reached 59 and ½ years of age, we will require that you give us at least 90 days advance written notice of your intent to withdraw funds.  GPA Account – A penalty of six months dividends, based on current dividend rates, may be imposed on any amount withdrawn before the account has been open for three years unless the funds are used for qualified educational purposes.

*Dividend period – For this account type, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend period, and for the example above is January 31.

Shares (Business)
Effective Date: Tuesday, March 26th, 2019
NameCurrent Dividend RateAnnual Percentage YieldMinimum Balance to OpenMinimum Balance to Earn APY
Business Checking 0.05%* 0.05% $50.00 $5,000.00
Premium Business Checking 0.10%* 0.10% $500.00 $15,000.00
Business Primary Share 0.05%* 0.05% $5.00 $1,000.00

Rates effective as of 1/28/19. Annual Percentage Yields accurate as of stated date and are subject to change. Fees or other conditions could reduce the earnings on these accounts. Rates may change after accounts are open.  Penalties may be imposed for early withdrawals.  For IRA share accounts, until you have reached 59 and ½ years of age, we will require that you give us at least 90 days advance written notice of your intent to withdraw funds.  GPA Account – A penalty of six months dividends, based on current dividend rates, may be imposed on any amount withdrawn before the account has been open for three years unless the funds are used for qualified educational purposes.

*Dividend period – For this account type, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend period, and for the example above is January 31.

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