Certificate Rates
Certificates (Consumer, Business & All IRAs)
Effective Date: Monday, January 20th, 2020
| Term | Current Dividend Rate | Annual Percentage Yield | Minimum Balance to Open | Minimum Balance to Earn APY |
|---|---|---|---|---|
| 5 Year | 1.74% | 1.75% | $500.00 | $500.00 |
| 4 Year | 1.74% | 1.75% | $500.00 | $500.00 |
| 3 Year | 1.59% | 1.60% | $500.00 | $500.00 |
| 30 Month | 1.49% | 1.50% | $500.00 | $500.00 |
| 2 Year | 1.44% | 1.45% | $500.00 | $500.00 |
| 18 Month | 1.64% | 1.65% | $500.00 | $500.00 |
| 1 Year | 1.29% | 1.30% | $500.00 | $500.00 |
| 7 Month | 1.79% | 1.80% | $500.00 | $500.00 |
| 6 Month | 1.01% | 1.01% | $2,500.00 | $2,500.00 |
| 91 Day | 0.71% | 0.71% | $2,500.00 | $2,500.00 |
| Rates effective as of 12/18/2019. Annual Percentage Yields accurate as of stated date and are subject to change. For all certificates, fees and other conditions could reduce the earnings on these accounts. Penalties may be imposed for early withdrawal. | ||||
Companion Certificates (Consumer & Business)
Effective Date: Monday, January 20th, 2020
| Term | Current Dividend Rate | Annual Percentage Yield | Minimum Balance to Open | Minimum Balance to Earn APY |
|---|---|---|---|---|
| 59 Month | 1.98% | 2.00% | $500.00 | $500.00 |
| 47 Month | 1.93% | 1.95% | $500.00 | $500.00 |
| 35 Month | 1.88% | 1.90% | $500.00 | $500.00 |
| 23 Month | 1.88% | 1.90% | $500.00 | $500.00 |
| 17 Month | 1.79% | 1.80% | $500.00 | $500.00 |
| Rates effective as of 8/21/19. Annual Percentage Yields accurate as of stated date and are subject to change. Fees or other conditions could reduce the earnings on these accounts. Penalties may be imposed for early withdrawals. | ||||