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Free Kasasa Cash Back Checking

Kasasa Cash Back is a free checking that pays you cash back on debit card purchases every month!* Other great rewards are included too — like refunds on your ATM withdrawal fees, nationwide.* Plus, you’ll have exclusive access to open our free Kasasa Saver® account that collects and grows these rewards automatically!

Why Choose Kasasa Cash Back?

  • Free checking that pays you back

  • 2.50% cash back on debit card purchases*

    • No category restrictions on purchases

    • Cash back earned on up to $300 in purchases monthly

    • Earn up to $90 per year, $7.50 per month

  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*

  • Link to free Kasasa Saver to build savings automatically 

  • No minimum balance to earn rewards

  • No monthly maintenance fee 

  • Free Online & Mobile Banking

  • Free Bill Pay

  • Free eStatements

  • Free Visa® debit card at account opening**

  • $50 minimum deposit to open

It’s Simple to Qualify for Kasasa Cash Back Rewards

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 (pin-based/signature-based) debit card purchases

  • Be enrolled in and log into online or mobile banking

  • Be enrolled to receive e-statements

And if you don’t meet these qualifications, there’s no need to worry — your account is still free. Plus, you can get right back to earning your full rewards the very next month!

Apply Online  Find a Branch

 


*Rewards are variable and may change at any time without notice after account is opened. $50.00 minimum balance to open. 2.50% cash back on everyday debit card purchases. Earn up to $90.00 cash back per year, up to $7.50 per monthly qualification cycle. ATM fee refunds up to $25.00 per monthly qualification cycle, maximum $5.00 per transaction. Program terms and conditions are subject to change without notice. Membership restrictions may apply.

** First debit card free when account is opened. Refer to HFCU Fee Schedule for cost of replacement cards.

 

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