Refer A Friend Fill out the information below and click "send" to email your friends or family a referral to Heritage Federal Credit Union. When you send the email, you will automatically receive a copy. Note: All fields are required. The information you enter WON'T be sold to a third party or used to send unsolicited mail or emails. Your Email: Your First Name: Your Last Name: #1 Friend/Family First Name: Last Name: Email Address: #2 Friend/Family First Name: Last Name: Email Address: #3 Friend/Family First Name: Last Name: Email Address: Go to main navigation