Open An Account 

Did you just move? Well, we are just that much closer to you now. 

Become A Member in Three Easy Steps! Our membership has its perks. Membership with Heritage Federal Credit Union is easy, just open an account. 

1. Discover Eligibility

If you or an immediate family member live, work, worship or attend school in Vanderburgh, Warrick or Posey Counties in Indiana or Henderson County in Kentucky, you qualify for membership. If you share the same household as someone (not necessarily a family member) who qualifies for HFCU membership, you also qualify.

2. Explore the Benefits

3. Open a NEW, qualifying checking account and get $50!* 

If you have any questions about whether you can become a member, call us at (812) 253-6928 or stop by one of our branches.

We make it easy to Switch with ClickSWITCH™

Now you can easily move recurring payments and direct deposits to your Heritage Federal Credit Union account – all with the click of a mouse. With ClickSWITCH™, account information is transferred instantly. It’s fully automated, convenient, and you’ll be switched in no time.

Open An Account 


*Offer valid January 1, 2020 – December 31, 2020. New member must maintain a $5 primary share account. This represents your share of credit union ownership. To qualify for the $50 offer, you must make fifteen (15) debit card transactions within the first 60 days of the membership being opened, enroll in e-statements, and must not have had a relationship with HFCU during the last 90 days. The $50 will be deposited to your primary share account within two weeks once the above qualifications are met. Members are only offered this $50 opening  deposit on one account. Fees may apply for replacement Visa® debit card. Current HFCU employees, HFCU Board & Supervisory Committee members, dealerships, and indirect lending partners are not eligible to participate in this offer. Must be 18 years of age or older. Minimum opening balance requirement varies by type of checking account. All credit union rules and regulations apply. HFCU may issue a 1099. All state, federal and local tax laws are applicable. Offer subject to change at any time without notice. Other restrictions may apply.

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