Become A Member in Three Easy Steps

Membership has its perks. Membership with Heritage Federal Credit Union is easy, just open an account.

1. Discover Eligibility

If you or an immediate family member live, work, worship or attend school in Vanderburgh, Warrick or Posey Counties in Indiana or Henderson County in Kentucky, you qualify for membership. If you share the same household as someone (not necessarily a family member) who qualifies for HFCU membership, you also qualify.

2. Explore the Benefits

  • Discover our perks of membership

  • Learn how to bank with us 

  • See the value in insurance discounts

3. Apply today! 

If you have any questions about whether you can become a member, please stop by one of our branches or call us at (812) 253-6928.

We make it easy to Switch with ClickSWITCH™

Now you can easily move recurring payments and direct deposits to your Heritage Federal Credit Union account – all with the click of a mouse. With ClickSWITCH™, account information is transferred instantly. It’s fully automated, convenient, and you’ll be switched in no time.

Refer a friend

Fill out the information below and click "send" to email your friends or family a referral to Heritage Federal Credit Union.

When you send the email, you will automatically receive a copy.

Note: All fields are required. The information you enter WON'T be sold to a third party or used to send unsolicited mail or emails.




#1 Friend/Family




#2 Friend/Family




#3 Friend/Family




Go to main navigation