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Education Security Security has become increasingly important over the past few years with phishing and identity theft issues. HFCU can provide security related resources to help you protect yourself. Lost or stolen Visa? Please call 253-MYCU (6928). Listen to the system and select additional options (#4). Then, select report lost or stolen Visa (#3) and deactivate (#2). Ask The Expert When Times Are Tough, Ask For Help Ruth Gaon, CEO Q: The economic stimulus payments will be showing up in mailboxes very soon. What is your recommendation on what to do with those checks? A: Everyone’s financial situation is unique and, therefore, my recommendation is to review your household budget and make sure that it is solid, especially in light of the recent predictions of slowdown within our economy. It is especially imperative to develop and maintain good financial habits at this time. And, always remember that it’s never too late to ask for help if you feel that you are digging a financial hole—a trip to your local Heritage Federal Credit Union branch should be Job No. 1. Q: What are some immediate areas to look at and take possible action? A: I can suggest five areas to consider:
Q: When is too late to ask for help? A: Don’t wait until you’re in deep trouble to ask for a financial checkup at Heritage Federal Credit Union. In fact the earlier you ask for a review, the better the outcome can be. Another source of help is the National Foundation for Credit Counseling (NFCC)—the NFCC in Silver Spring, Md., has nonprofit Consumer Credit Counseling Service (CCCS) affiliates around the country ready to help you get back on track from financial difficulty. To locate the nearest CCCS office call 800-388-2227 or visit nfcc.org. |
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812-253-MYCU 1-800-858-1693 | hfcu@hfcu.info |
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