Dividend rates and annual percentage yields effective as of May 2nd, 2008 unless otherwise noted and are subject to change.
| Savings & Investment Rates |
| Account Type |
Rate
% |
APY
% |
Compound
Frequency |
Share/Savings ($100 - $9,999)
$5 savings required for membership |
0.60 |
0.60 |
Monthly |
| Share/Savings ($10,000 - $24,999) |
0.80 |
0.80 |
Monthly |
| Share/Savings ($25,000 & up) |
1.00 |
1.00 |
Monthly |
| Christmas Club |
1.00 |
1.00 |
Monthly |
| Special Club ($100 - $9,999) |
0.60 |
0.60 |
Monthly |
| Special Club ($10,000 - $24,999) |
0.80 |
0.80 |
Monthly |
| Special Club ($25,000 & up) |
1.00 |
1.00 |
Monthly |
| Kirby Kangaroo for Kids |
1.00 |
1.00 |
Monthly |
| Merit Checking ($500 min.) |
0.50 |
0.50 |
Monthly |
| Merit Checking ($1,000 min.) |
0.75 |
0.75 |
Monthly |
| Future Advantage Checking (members age 24 and under) |
0.75 |
0.75 |
Monthly |
| Prime Advantage Checking (age 50 and better) |
0.75 |
0.75 |
Monthly |
| Free Access Checking |
Non-dividend Bearing |
|
|
Money Market ($1,000 to $9,999)
$1,000 balance required to earn stated APY. |
0.75 |
0.75 |
Monthly |
| Money Market ($10,000 to $24,999) |
1.00 |
1.00 |
Monthly |
| Money Market ($25,000 & up) |
1.25 |
1.26 |
Monthly |
Graduate Planning Account (GPA)
*Same as 1-year share certificate |
* |
* |
Monthly |
| 90 Day Notice IRA |
1.25 |
1.26 |
Monthly |
Prime Performance Savings ($10,000 to $24,999)
$10,000 balance required to earn stated APY. |
2.45 |
2.48 |
Monthly |
Prime Performance Savings ($25,000 to $49,999)
$25,000 balance required to earn stated APY. |
2.80 |
2.84 |
Monthly |
Prime Performance Savings ($50,000 to $99,999)
$50,000 balance required to earn stated APY. |
3.35 |
3.40 |
Monthly |
Prime Performance Savings ($100,000 and up)
$100,000 balance required to earn stated APY. |
3.60 |
3.66 |
Monthly |
| Annual Percentage Yields accurate as of stated date and are subject to change. Fees or other conditions could reduce the earnings on these accounts. Rates may change after accounts are open. A penalty may be imposed for early withdrawal from the 90-day notice IRA. Penalty may equal 90-days dividends on the amount withdrawn. |