Visa® Credit Cards

Heritage Federal Credit Union offers a Visa card that’s simply hard to beat. You could save yourself hundreds of dollars in interest and fees, when you switch your balance from higher interest cards to an HFCU Visa. Plus, now we have great Point2 Point Rewards every time you spend money with your HFCU Visa.

Point2Point Rewards With Your Visa

When you have an HFCU Visa card, you earn points and rewards when you use your card for qualified purchases.

• Earn one reward point for every dollar of qualified purchases on your HFCU Visa.
• Redeem points for fun stuff like downloadable music, merchandise, gift cards, non-restrictive travel and cash back.
• Combine Visa and HFCU debit card points for even greater rewards.
• When you have a Visa card, you're automatically enrolled in Point2Point Rewards.

New Visa Account Enhancements for 2008

Starting in April, we will be sending out enhanced quarterly Rewards Statements. To make it easier for members to determine which account the Rewards Statement is for, we have added the cardholder account number to each statement. This will make it easier for cardholders with multiple accounts to easily identify which Rewards Statement belongs to each account. You will also be able to determine this by which name appears on the statement for accounts that have more than two cardholders.

Also, coming in June, 2008, we are adding a new Reward Type for your Visa account. A Charitable Contributions Reward Type will be added in June and offer members the chance to redeem their points for donations to their favorite national charity.

Login or learn more at www.point2pointrewards.com.

Visa Platinum

• 7.99% APR*
• Pay No Annual Fee
• Enjoy 25-day grace period on purchases.
• Count on close to home member service.
• Receive Automatic Auto Rental Insurance when you pay with your HFCU Visa.
• Take advantage of 24-hour Visa Assistance Center at 1-800-VISA-911.

Visa Classic

• 14.4% APR*
• Pay No Annual Fee
• Enjoy 25-day grace period on purchases.
• Count on close to home member service.
• Receive Automatic Auto Rental Insurance when you pay with your HFCU Visa.

For more information about bringing your Visa card and balances home to HFCU, call us at 253-MYCU(6928) or visit any HFCU office. To apply for your HFCU Visa right now, just use our handy online application.

Fraud Scout
Fraud Scout is a program built to protect you from credit and debit card fraud by detecting activity outside of your normal spending patterns. Read these Frequently Asked Questions for more information about Fraud Scout and how it works.

Verified by Visa
Members with an HFCU Visa or Express Check Card are automatically enrolled.

Complete online purchases as usual, then set up a password when the window pops up.

Visa Disclosure