Buying a used car can be uncertain. Check out our
Loan Insurance Products for
peace-of-mind.

Finance your new or used vehicle at HFCU, and you’ll find affordable rates and flexible repayment terms. Even if you have an auto loan somewhere besides HFCU, talk to us about refinancing.

Calculators | Helpful Hints | Loan Insurance | Auto Rates

New Car Buying Coach | Used Car Buying Coach

HFCU Vehicle Loans

• Borrow up to the retail purchase price, meaning a low or no down payment.
• Include the cost of tax, license and insurance.
• Count on a quick response and local servicing.
• Apply online and save $40 in processing costs on all consumer loans.
• Contact us to get pre-qualified and for free car value information.

The following local dealerships offer on-site HFCU financing. Just make sure to tell them you’re a Heritage Federal member and that you want HFCU financing!

Recreational Vehicle Loans

If you're in the market for a boat, motorcycle or other recreational vehicle, call HFCU to get pre-qualified or we also offer on-site financing at these dealerships:

Used Vehicles

Looking for a used car? From time to time, HFCU has used vehicles for sale. Click here for list of cars.

Calculators:

• Rebate or Low Rate? 
• How Much Car Can You Afford?

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Helpful Hints and Articles

• A Guide to Buying   
• Selling Your Used Car

Loan Insurance

When you're enjoying the excitement of a new car, it's sometimes easy to overlook the potential down side. What happens if you aren't able to pay off the loan or your car is totaled before you pay it off? HFCU offers a number of ways to protect against such circumstances.

Payment Protection

• Receive affordable low cost insurance.
• Cover monthly loan payments in the event of your death or disability.

GAP (Guaranteed Asset Protection)

• Protect yourself with insurance when your car is totaled or stolen.
• Cover the difference between the value of the car and the amount you owe on the loan.
• Receive an additional $1,000 when you finance your replacement car through HFCU.

MBP (Mechanical Breakdown Protection)

• Receive four levels of protection on your new or pre-owned vehicle.
• Become eligible for a cash back option on certain vehicles if there are no claims during the term of your policy.

To receive a quote for GAP or MBP, use our convenient quoting tool.