Your first checking account should keep pace with the way you live.  We can’t get you coffee at 2 a.m., but we are open for business 24/7.

With a FirstTime Checking/Future Advantage Checking account at Heritage Federal Credit Union, you can get on line with us and pay bills, transfer money, apply for loans and more—right from the comfort of your home (or local coffee shop). 

Here are some of the advantages that we offer:

• No check-writing fees.
• No ATM fees*.
• 32 local ATM locations, 4,622 nationwide
• Earn dividends no matter what the balance.
• Receive your first box of checks free (selected design).
• Check out Guides to Independence for info on how to manage money.
• View online check images with Online Banking.

Open a FirstTime Checking account today and then get on line with us.  We’re member owned and not for profit.  That means better rates and less service charges.

*some restrictions apply