New Point2Point Rewards Sign On Process

Point2Point Rewards has moved the reward's website to a new and improved platform.

• The log-in process has changed. All reward's members will be required to re-register for access to their online account. The following message will appear on the new website, "Welcome to your new website! Please take a moment to re-register your account to access all the great new rewards we have for you!".
  
  
• During the re-registration process, cardholders will be asked for the last six digits of their card number in order to authenticate them. It is no longer necessary for cardholders to include the last six digits of their card number as part of their user name.
  
  
• Card members will also be asked for their name exactly as it appears on their welcome letter. This is the same way it appears on their card.
  
  
• Additional merchandise and retail gift cards will be available through the administrator's centralized catalog.

Invest in America

When you're part of a credit union, you're part of a helpful community.  It's this spirit of cooperation that led to Invest in America, a Credit Union Member Enhancement program that:

• Promotes products and services from U.S.-based companies
• Provides a stimulus for our economy
• Offers credit union members incentives for buying products and services from these American companies 

Get your Sprint Credit Union Member Discount Today!

Credit Union Members Save Up To 10% on Mobile Services, Equipment and Accessories!

$250,000 Share Insurance Protection Extended to 2013

The new law also requires NCUA to use the higher $250,000 standard maximum share insurance amount when making decisions about premiums and administering insurance deposit adjustments.

NCUA will shortly update its guidance about share insurance coverage to address the provisions of the new law. Information about NCUA insurance coverage is available online via the Share Insurance Tool Kit at http://www.ncua.gov/Resources/ShareInsuranceToolkit.aspx.  

The National Credit Union Administration is the independent federal agency that regulates charters and supervises federal credit unions. NCUA, with the backing of the full faith and credit of the U.S. government, also operates and manages the National Credit Union Share Insurance Fund, insuring the deposits of nearly 90 million account holders in all federal credit unions and the majority of state-chartered credit unions.

Save Money On Your Auto and Homeowners Insurance
We are pleased to announce that Heritage Federal Credit Union has teamed up with Sentry Insurance to provide you with money-saving discounts on your auto and homeowners insurance.

As a member, you are eligible for an additional discount of up to 10 percent, as well as have access to other preferred customer perks.

Sentry Insurance, one of the largest and strongest mutual insurance companies in the country, was founded in 1904 and is headquartered in Stevens Point, Wisconsin. With assets of more than $10 billion and a policyholder surplus of $2.81 billion, Sentry Insurance is rated A+ by A.M. Best, the industry's leading rating service.

There is no better time to switch insurance companies. For more information and to request a free insurance quote, click here, or call Kathryn Melton at 812-842-0375.

Property and casualty coverages are underwritten by a member of the Sentry Insurance Group, Stevens Point, WI. For a complete listing of companies, visit sentry.com. Policies, coverages, benefits and discounts are not available in all states and are subject to individual underwriting rules. The Advantage discount is not available on all policy types and is contingent on premiums paid by payment option the company deems acceptable. See policy for complete coverage details.

Heritage Federal Credit Union is collecting Pull-Tabs
Heritage Federal Credit Union in partnership with the Ronald McDonald House Charities of The Ohio Valley will be collecting pull-tabs in all our branch locations. Please collect your pull tabs and deposit them in the Ronald McDonald House displays at your local branch.

FRAUD ALERT:
Heritage Federal Credit Union will never request your personal information such as social security number, card number or PIN through text messaging, voice or e-mail messages. Please do not respond to requests like these. Being informed is your best defense. See Security Tips below for ways of avoiding identity theft. If you believe your account has been compromised, please call the credit union at 812-253-MYCU (6928). Also, if you have heard of or have any additional information about recent instances of account fraud, please contact us so we can inform other members.

Security Tips To Protect Yourself From Predators—Online, over the phone, text messaging or through the mail

Heritage Federal Credit Union will never ask you for personal information via e-mail, text messaging or over the phone.

Never give out personal information via email or phone (including text messages).

Do not share account numbers, PINs and access codes.

Use different passwords for different online accounts and services.

Make sure online transactions are secure.

Log off when you are done accessing a web site.

Keep your computer secure with the most up-to-date security software.

Check your credit report annually.

Be wary of sudden warnings regarding your account.

Ask about a company’s privacy policy.

Shred personal information before it goes in the trash.

Be suspect of offers that sound too good to be true!

Annual Reports
2008 Annual Report