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New Auto:	4.89% APR
Pre-Owned Auto:	4.89% APR
Home Equity Line of Credit:	4.75% APR
Fixed-Rate Home Equity:	5.70% APR
Visa Platinum:	7.99% APR

• Used car financing at New car rates!
• Next round of IRS Stimulus Payment to hit accounts soon.
• Enhanced security measures for online banking
• 2008 Holiday World Tickets are now on sale at any of our 7 branch locations.
• 2008 Six Flag St. Louis Discount Coupons can now be picked up any one of our 7 Heritage Federal Credit Union branches.
  
  Click here for more HOT NEWS details.

Security Tips To Protect Yourself From Predators—Online, over the phone or through the mail

Heritage Federal Credit Union will never ask you for personal account information via e-mail, cell phone text messages or over the phone.

Be suspect of offers that sound too good to be true!

Mortgage Loan applicants:

Rates are down. Now's the time to make your move. Apply online for a new mortgage or refinance today. It's quick and easy to do with on online application. Click here.

What would you do with $25,000? Visa is offering cardholders a chance to win $25,000 for using their Visa card to pay bills during the 2008 Visa Bill Pay Promotion from April 1st through June 30th. 

Win Free Groceries 365 Days a Year!
Imagine if you could fill your grocery cart for free—for an entire year! With our new Visa instant win game, you can win $10,000 toward free groceries for a year, along with 1,000s of other great prizes, including $25 Visa® Gift cards, $5 Starbucks Cards and free gas!